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He Owes $214,000 for a Loan He Never Spent. What Should Ray Do?#storytime #whatwouldyoudo #shorts

Zero Trace Stories Short 7 days ago

Description

He cosigned a $62,000 loan for his best friend. 27 years later, the bank wants his house. What should Ray do?

In 1999, Ray Kessler signed his name next to Danny Pruitt's so Danny could open an auto shop. Eleven months later, Danny took what was left of the money and disappeared. The bank couldn't find him, so it found Ray. The bank sued, won, and the interest kept growing for 27 years. Now Ray owes $214,000, and on Monday at 9 a.m. the sheriff sells his house.

On Sunday night, a hospice nurse in Fort Wayne, Indiana calls. Danny is very ill and he is asking for Ray. Ray drives three hours through a snowstorm and finds Danny in a quiet room, and a young woman asleep in the chair beside him. His daughter, Mia. Ray never knew he had one.

Danny built a trucking company. He is leaving $240,000 to Mia, enough to save Ray's house. His one request: forgive me, and don't tell her what I did.

It's 3:04 a.m. Ray has six hours left.