Description
What's the best high yield savings account in 2026? Here is my tier list ranking of some of the most popular accounts including Ally, Capital One 360, Marcus by Goldman Sachs, CIT Bank and more. #hysa #tierlist
Chime ($200 Bonus): https://ryanoscribner.com/chime
SoFi (Up To $400 Bonus): https://ryanoscribner.com/sofi
CIT Bank (0.60% APY Boost): https://ryanoscribner.com/cit
Axos Bank ($50 Bonus): https://ryanoscribner.com/axos
Moomoo (Free Stocks & APY Boost): https://ryanoscribner.com/moomoo
Public (Free Bonus RYAN24): https://ryanoscribner.com/public
Watch Next: https://youtu.be/Z2lGCzgDMpc
00:00:00 Best High Yield Savings Account
00:00:17 1. Ally Bank
00:02:04 2. Chime
00:04:03 3. SoFi
00:06:12 4. CIT Bank
00:07:58 5. Axos Bank
00:09:31 6. Varo
00:10:55 7. Moomoo
00:11:55 8. Wealthfront
00:13:31 9. Public
00:14:37 10. Capital One 360 Savings
00:15:40 11. Marcus
00:16:57 12. American Express
For complete list of account details and fees, see our Personal Account disclosures: https://www.cit.com/cit-bank/resources/forms
Savings Connect APY: 3.65%
APY — Annual Percentage Yield is accurate as of July 1, 2026. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
Platinum Savings APY: Balance over $5k: 3.75% Balance under $5k: 0.25%
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Platinum Savings APY Boost: Balance over $5k: 4.35% Balance under $5k: 0.85%
Promo Code: BOOST60
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.60% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
The Promotion begins on November 3, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions. This promotion can end at any time without notice.
Author of "From Side Hustle To Main Hustle To Millionaire" (Available at B&N, Amazon, Library)
My Book: https://sidehustlebook.info
DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence.
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