Description
𝟯 𝗦𝗲𝗯𝗮𝗯 𝗣𝗲𝘀𝗮𝗿𝗮 𝗥𝘂𝗴𝗶 𝗦𝗶𝗺𝗽𝗮𝗻 𝗗𝘂𝗶𝘁 𝗗𝗮𝗹𝗮𝗺 𝗕𝗮𝗻𝗸 (𝗡𝗼. 𝟯 𝗣𝗮𝗹𝗶𝗻𝗴 𝗥𝗮𝗺𝗮𝗶 𝗧𝗮𝗸 𝗦𝗲𝗱𝗮𝗿)
3 REASONS RETIREES LOSE MONEY KEEPING IT IN THE BANK (No. 3 hurts the most)
Many retirees believe the bank is the safest place for their money. It is safe, but its value may not last.
Ramai pesara rasa simpan duit dalam bank paling selamat. Duit memang selamat, tapi nilainya belum tentu kekal.
1️⃣ Inflation eats your money / Inflasi makan nilai duit
At 3% inflation a year, RM100,000 today is only worth about RM74,000 in 10 years.
Kalau harga barang naik 3% setahun, RM100,000 hari ini cuma ada nilai beli lebih kurang RM74,000 dalam 10 tahun.
2️⃣ Savings interest is low / Faedah simpanan rendah
Regular savings accounts usually pay below 1% a year. When inflation is higher, your money moves backwards.
Akaun simpanan biasa selalunya beri bawah 1% setahun. Bila inflasi lebih tinggi, nilai sebenar duit anda bergerak ke belakang.
3️⃣ Money runs out before life does / Duit habis sebelum umur habis
RM200,000 with RM2,000 withdrawn monthly can run out in about 8 years 4 months. Retire at 60, broke before 70.
RM200,000, keluar RM2,000 sebulan, boleh habis dalam lebih kurang 8 tahun 4 bulan. Bersara umur 60, kosong sebelum 70.
The problem isn't the bank. It's money that just sits there with no plan.
Masalahnya bukan bank. Masalahnya bila duit hanya disimpan tanpa rancangan.
How many years would your savings last with no other income?
Berapa tahun simpanan anda boleh bertahan kalau tiada pendapatan lain?
Komen “𝗡𝗔𝗞” untuk info webinar percuma Scaling Gameplan.
Tekan 𝗹𝗶𝗻𝗸 𝗱𝗶 𝗕𝗶𝗼 atau daftar di sini:
https://v1.scalinggameplanlive.com/webinar-registration-ads-v1?utm_source=SocMed&utm_medium=organic-posting&utm_campaign=scalinggameplan&utm_content=1111-5pm-yt
𝘒𝘢𝘯𝘥𝘶𝘯𝘨𝘢𝘯 𝘪𝘯𝘪 𝘶𝘯𝘵𝘶𝘬 𝘱𝘦𝘯𝘥𝘪𝘥𝘪𝘬𝘢𝘯 𝘴𝘢𝘩𝘢𝘫𝘢 𝘥𝘢𝘯 𝘣𝘶𝘬𝘢𝘯 𝘯𝘢𝘴𝘪𝘩𝘢𝘵 𝘬𝘦𝘸𝘢𝘯𝘨𝘢𝘯. 𝘈𝘯𝘨𝘬𝘢 𝘪𝘢𝘭𝘢𝘩 𝘤𝘰𝘯𝘵𝘰𝘩 𝘢𝘯𝘨𝘨𝘢𝘳𝘢𝘯 (𝘬𝘪𝘳𝘢𝘢𝘯 𝘮𝘶𝘥𝘢𝘩). 𝘛𝘪𝘢𝘥𝘢 𝘫𝘢𝘮𝘪𝘯𝘢𝘯 𝘬𝘦𝘶𝘯𝘵𝘶𝘯𝘨𝘢𝘯.
𝘍𝘰𝘳 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺, 𝘯𝘰𝘵 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘍𝘪𝘨𝘶𝘳𝘦𝘴 𝘢𝘳𝘦 𝘴𝘪𝘮𝘱𝘭𝘦 𝘪𝘭𝘭𝘶𝘴𝘵𝘳𝘢𝘵𝘪𝘷𝘦 𝘦𝘴𝘵𝘪𝘮𝘢𝘵𝘦𝘴. 𝘕𝘰 𝘨𝘶𝘢𝘳𝘢𝘯𝘵𝘦𝘦𝘥 𝘳𝘦𝘵𝘶𝘳𝘯𝘴.